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Lancer Insurance Company (“LIC”),
Lancer Management Company, Inc. (“LMC”) and their affiliates
(referred to collectively as “Lancer”) are committed to
treating the personal information we collect about our customers,
potential customers, former customers and claimants with the highest
degree of confidentiality. For this reason and in compliance with
the law, LIC, LMC and their affiliates have developed a Privacy
Policy that applies to all of these companies. For purposes of this
Policy, the term “personal information” includes all information
we obtain about an individual and maintain in a personally identifiable
way. In order to assure the confidentiality of the personal information
we collect and in order to comply with applicable laws, all individuals
with access to personal information about our customers, potential
customers, former customers and claimants are required to follow
this policy.
Collection,
Retention and Correction of Personal Information about a Customer
or Claimant
We collect the personal information about a customer, potential
customer or claimant that we determine is necessary to deliver our
products and services or to process a claim. Individuals with access
to personal information are to use such information for such purposes
only.
We retain personal information
only as long as required by our business practices and applicable
law.
If we become aware that an item
of personal information may be materially inaccurate, we will make
a reasonable effort to reverify its accuracy and correct any error
as appropriate.
Confidentiality
and Security
We maintain physical, electronic and procedural safeguards to ensure
that personal information is treated in compliance with applicable
laws and regulations and in accordance with our privacy policy.
We also restrict access to personal information within our organization
to those employees who need to know that information to provide
products or services to our customers or to conduct Lancer business.
Employees who have access to customer information may use it only
on behalf of Lancer for legitimate business purposes.
Disclosure
of Personal Information
We do not sell customer information. We maintain procedures to assure
that we do not share personal information with any affiliated or
nonaffiliated third party unless such sharing is permitted or required
by law. Personal information may be disclosed to a nonaffiliated
third party for necessary servicing of our products or other related
services or for other normal business transactions as permitted
by law.
We require nonaffiliated third
parties to whom we disclose customer information for the purpose
of performing a service for us to sign an agreement that the information
will not be used or disclosed except to carry out the purposes for
which we disclosed the information and only as permitted by applicable
state and federal law.
Personal Information
Relating to Mental or Physical Health
We do not use or share personal information relating to mental or
physical health for any purpose except as required or permitted
by law or as otherwise authorized by the individual to whom the
information relates.
Inquiries
Questions regarding this Privacy Policy should be directed to Lancer’s
General Counsel at 370 West Park Avenue, Long Beach, New York 11561.
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