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Please
read these Terms of Use carefully before using this web site. By
accessing and using this web site you are agreeing to be bound by
these Terms of Use. Lancer Insurance Company and its affiliated
companies reserve the right to modify these Terms of Use at any
time. Please check this page regularly; your continued use of this
site will constitute your acceptance of any revisions to the Terms
of Use.
Proprietary Information
All information provided by Lancer Insurance Company and its affiliated
companies (collectively "Lancer") through their web sites
or e-mail transmissions is owned by or licensed to Lancer. Lancer
and its licensors retain all proprietary rights to Lancer information.
All unauthorized use of published information is strictly prohibited
without prior written permission from the appropriate Lancer company.
You may, however, copy or print without alteration documents published
on our sites or transmitted via e-mail for noncommercial use within
your organization provided that all copyright and other proprietary
notices appear in all copies in the same manner as the original.
All trade names, trademarks,
service marks, images and logos on materials, including electronic
facsimiles, published by Lancer are proprietary to their respective
owners and are protected by applicable trademark and copyright laws.
Lancer owned marks include but are not limited to Lancer Insurance
Company & design®, Safe Truck Plus® & design™,
Safe Coach Plus® & design™, Critical Issues & design®,
LimoKits™, LimoXchange® & design™, BusNet &
design®, Lancer Compliance Services®, Lancer Management
Company™, Teachers' Insurance Plan of NJ & design™,
Lancer™, Lancer Insurance & design™, Nobel Insurance
Services™ and D.C. White Agency™. Any unauthorized use
of Lancer owned marks or graphics is strictly prohibited. Further,
any product, process or technology contained in individual documents
on our web sites may be the subject of other intellectual property
rights reserved by Lancer.
No portion of this web site
or any other intellectual property of Lancer may be used on any
other web site, in the source code of any other web site or in any
other printed or electronic materials, except as expressly provided
herein. Linking from another web site to any page in this web site
is strictly prohibited without prior written permission. Lancer
assumes no responsibility for any material outside of Lancer owned
web sites that is accessed by any hypertext or other computer link
through any of our web sites. Any attempt or act by you, directly
or indirectly, to disrupt, impair or interfere with, alter or modify
any Lancer owned web site, e-mail server or proprietary information
is strictly prohibited.
Products and Services
The information contained in Lancer web sites is intended as general
information and does not constitute complete descriptions of all
terms, exclusions and conditions applicable to the products and
services offered by Lancer. Insurance coverage provided by Lancer
is limited to actual policies issued and is subject to the terms
and conditions stated in the policies. Product availability varies
by state and the individual circumstances of each applicant. The
on-line completion of a Lancer Survey creates no express or implied
obligation on the part of Lancer to offer a quote or provide insurance
as requested.
Privacy
Please review our Privacy
Policy which also governs your visit to Lancer web
sites.
Disclaimer of Warranty
The content and materials in Lancer web sites are provided "as
is". Lancer expressly disclaims all warranties, express or
implied, with respect to Lancer sites and the material contained
therein. This includes, but is not limited to, warranties that the
material is of any particular level of quality or is fit for a particular
purpose; that the functions or operations of this site will be uninterrupted
or error-free; that defects will be corrected; that our web sites,
e-mail sent from Lancer or the servers that make them available
are free of viruses or other harmful components or conditions; or
that the information contained in the sites is accurate of any particular
date. Some states do not allow the disclaimer of implied warranties,
so the foregoing disclaimer may not apply to you.
Limitation of Liability
Lancer shall not be responsible for any injury, loss, claim or damage,
nor any indirect, special, incidental or consequential damages of
any kind, whether based in contract, tort, strict liability, or
otherwise, which arises out of (1) the use of, or the inability
to use, Lancer sites or the information found on Lancer sites; (2)
use of, or the inability to use, any site to which you hyperlink
from our sites; (3) failure of performance; (4) error, omission,
interruption, defect or delay in operation or transmission; (5)
computer virus; or (6) line failure. Lancer is not liable for any
consequential or incidental damages, damages reasonably expected
to result from a loss or injury or other miscellaneous damages and
expenses resulting directly from a loss or injury. In addition,
Lancer is not liable even if we have been negligent or if we have
been advised of the possibility of damages.
Some states do not allow the
exclusion of liability for certain damages, so the foregoing exclusions
may not apply to you in their entirety. Our liability to you for
all losses of any kind, regardless of the legal theory for the claim,
is limited, in any event, to the amount you have paid to access
our sites.
Jurisdiction
Use of this site shall be governed by and construed in accordance
with the laws of the State of New York without giving effect to
any principles of the conflicts of laws. Any dispute concerning
this site shall be subject to the exclusive venue of a court of
competent jurisdiction in Nassau County, New York.
Should any provision of these
Terms of Use be held invalid, unlawful or for any reason unenforceable,
then the invalid, unlawful or unenforceable provision shall be severable
from the remaining provisions. Such invalid, unlawful or unenforceable
provision shall not affect the validity or enforceability of the
remaining provisions.
Lancer Affiliated Companies
These Terms of Use apply to Lancer Insurance Company and its affiliates
Lancer Financial Group, Inc., Lancer Management Company, Inc. and
Lancer Compliance Services, Inc.
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